Advanced Package
Sophisticated strategies for complex estates and multi-generational wealth
Why it matters
As your wealth grows, so do the planning opportunities—and the potential risks. Advanced Planning is highly individualized, with customized legal strategies tailored to your family's unique financial and tax circumstances. We work closely with you, and, as needed, your accountant, financial advisor, or life coach, to design an integrated plan that reflects your goals, family dynamics, and long-term vision.
Who needs it
Individuals and families whose goals extend beyond traditional estate planning to include tax efficiency, asset preservation, business succession, and the thoughtful transfer of wealth across generations. You should invest in an Advanced Estate Plan if you:
Have substantial investment or real estate holdings
Own a closely held business
Anticipate estate tax exposure
Inherited or expect to inherit significant wealth
Have blended or multi-generational families
Wish to preserve wealth for future generations
Are committed to specific philanthropic goals
What is included
All of the documents included in our Comprehensive Estate Plan, plus additional instruments aligned to your needs, such as:
Federal and New York estate tax planning
Lifetime gifting strategies
Irrevocable trusts
Spousal lifetime access trusts (SLATs)
Irrevocable life insurance trusts (ILITs)
Dynasty and generation-skipping trust planning
Business succession plans
Charitable planning and donor-advised funds
Asset protection strategies
Trust restructuring and decanting
Planning for closely held businesses, investment entities, and complex family structures
How it serves you
Reduces or eliminates avoidable federal and New York estate taxes
Protects assets from creditors, lawsuits, divorce, and other future risks
Preserves family wealth across multiple generations
Transfers a business or significant assets without unnecessary disruption or forced sales
Provides appropriately for a spouse, children, grandchildren, or beneficiaries with different needs
Addresses the complexities of blended families and competing family interests
Makes strategic lifetime gifts while preserving flexibility (if needed in future, for example) and, when appropriate, limit access to assets
Coordinates assets like trusts, business interests, real estate, retirement accounts, insurance, and charitable gifts as one integrated plan
Creates a clear succession structure for closely held or small businesses
Reduces administrative burdens, uncertainty, and potential conflict for your family
“Laura Fischer is extraordinarily smart and knowledgeable in her field. The Fischer Harbage team helped my family with complex estate issues and planning and was able to explain and simplify what another (less principled) attorney had done before. Thier work gives us peace of mind for the future, which is exactly what you want from a Trust and Estate attorney.”